What is a project mortgage?
A new-build mortgage offers several financial advantages compared to a standard mortgage. For example, you may benefit from a lower interest rate thanks to the high energy performance of new-build homes. In addition, higher borrowing capacity is often possible because lower energy costs can result in lower overall living expenses.
Our mortgage partner, NEXTHome, makes buying a new-build home even more attractive. As specialists in financing new-build developments, they offer purchasers a range of additional benefits.
With NEXTHome, you benefit from transparent conditions, personal guidance, and a fixed all-inclusive advisory fee of just €1,750 (with a small surcharge for existing homeowners and self-employed applicants). An initial mortgage consultation is completely free and without obligation, allowing you to explore your options with confidence.
A project mortgage offers more possibilities than you might think
A project mortgage not only helps address challenges such as overlapping housing costs and financing upgrades and optional extras, but also provides tailored solutions designed specifically for new-build buyers.
When choosing NEXTHome, you also benefit from low advisory costs: €1,750 all-inclusive, with modest surcharges for existing homeowners and entrepreneurs.
Priority during the allocation process
You may qualify for priority during the allocation process if you successfully complete NEXTHome's free, no-obligation orientation meeting.
To schedule an appointment, first download the intake form available in your personal account environment. Once completed, you can arrange an orientation meeting with NEXTHome by phone or email. Following a positive assessment, you will receive a priority status from NEXTHome.
Alternatively, you can obtain a feasibility certificate from a reputable, AFM-certified mortgage adviser and submit it directly to NEXTHome.
Both the intake form and instructions for obtaining a feasibility certificate are available in your personal account after registering for the project. If you have not yet registered, you can do so easily via the website.
What can NEXTHome do for you?
Free orientation meeting
In a single meeting, you'll gain insight into your borrowing capacity, estimated monthly costs, and potential solutions for overlapping housing expenses during the construction period. NEXTHome will also explain how the construction deposit account works and how additional options, such as kitchen upgrades, bathroom finishes, and sustainable enhancements, can be included in your mortgage.
New-build mortgage specialist
NEXTHome has extensive experience with new-build mortgages and maintains close collaboration with Dura Vermeer. Their advisors are familiar with the specific regulations surrounding construction deposits, interest during construction, and sustainable financing solutions.
Independent advice
NEXTHome's financial coaches compare mortgage rates and conditions across multiple lenders to find the solution that best suits your circumstances. Everything is handled confidentially. Your financial information is never shared with Dura Vermeer. Only the outcome of your orientation meeting (feasible or not feasible) is used as part of the allocation process.
Complete guidance at a fixed, competitive fee
If you're satisfied with the advice and wish to proceed, NEXTHome can manage your mortgage application from start to finish for the following all-inclusive advisory fees: €1,750 for first-time buyers | €1,950 for existing homeowners moving to a new property | €2,250 for self-employed applicants
Meet NEXTHome's financial coaches
NEXTHome's financial coaches are ready to help you take one of life's most exciting steps: purchasing a new-build home.
With decades of experience in new-build financing, they understand exactly which advantages are available to buyers and how to make the most of them. Through partnerships with leading lenders, including Rabobank, Triodos, ING, ABN AMRO, and Obvion, they can help find a mortgage solution that suits your needs.
Within approximately one hour, you'll have a clear understanding of your financial possibilities and expected monthly costs — completely free of charge and without obligation.